Once approved, your card should arrive in 7-10 business days. Considers applicants with fair credit. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Card, Credit Cards for Bad Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. This content is not provided by the card issuer(s). The Bad. 2.50% Annual Percentage Yield (APY) as of October 2022. Limits apply. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Your card will be deactivated and a new one sent. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. 1 Other fees apply. Feeson your primary deposit account may reduce earnings on your savings account. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Green Dot reports to all three credit bureaus. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. * When on a desktop, hover over * to view important disclosures. Subject to other banks restrictions and fees. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Visit https://ingomoneyapp.com/terms-conditions/for complete details. American Express . $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Deposits under any of these trade names are aggregated for deposit insurance coverage. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Fees on your primary deposit account may reduce earnings on your savings account. Earn a 1% cash back reward on all other purchases. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. You don't earn rewards on every purchase. APY may change before or after you open an account. Build or repair your Credit Score with our assured credit card against fixed deposits. Box 1070, West Chester, OH 45071, or visitgreendot.com. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. Loan Calculator, Simple and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Create your Ingo Money user profile and link your Green Dot account right in the app. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. $1.50 per transaction fee. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Must be 18 or older to purchase. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Opt-in required. Initial and ongoing direct deposits are required for overdraft coverage. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. All Rights Reserved. Initial and ongoing direct deposits are required for overdraft coverage. Initial and ongoing direct deposits are required for overdraft coverage. Editorial and user-generated content is not provided, reviewed or endorsed by any company. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Fees on your primary deposit account may reduce earnings on your savings account. Do Not Sell or Share My Personal Information. 5 stars. & Utility ReportingBuild It, Identity Opt-in required. A $5 card replacement fee will apply. to Start Building Credit, All Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Unapproved checks will not be loaded to your card or account. Funds are protected from unauthorized charges on successfully activated cards. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Limits apply. To make a payment using a debit card, please visit www.greendotcredit.com Additional customer verification may be required. It, Cards That Are Easy to You can put down anything from $200 to $5,000. Mobile number verification, email address verification and mobile app are required to access all features. Subject to other banks restrictions and fees. Credit, All About with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Score Guide, Credit Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. All rights reserved. * See the online bank credit card application for details about terms and conditions of offers. Editorial and user-generated content is not provided, reviewed or endorsed by any company. See app for free ATM locations. Fees and limits apply. Mobile number verification, email address verification and mobile app are required to access all features. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Overdrafts are paid at our discretion. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . Active personalized card required. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Your Credit, Looking 4.50% Annual Percentage Yield (APY) as of January 2023. Additional criteria may apply which can affect your eligibility and your overdraft coverage. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. Active personalized card required. See the online credit card applications for details about the terms and conditions of an offer. Account must be in good standing and chip-enabled debit card activated to opt in. Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. You can make your monthly payments at any participating retailer. Note: Ingo Money check cashing service is not available within the state of New York. 3 stars. Other card fees apply. Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. Get, Search When on a mobile device, tap on * to view disclosures. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. Mobile check cashing & deposit, online bill pay and track your spending 24/7. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. (The minimum is $200.) Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). Activated, chip-enabled GO2bank card required to purchase eGift Cards. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. MonitoringTrack It, Cash Work, The Truth about Credit ReportingBuild It, Identity ProtectionGuard Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Do you have bad credit? We are committed to being fully transparent with our readers. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. for Bad Credit, Cards All Products, Customer and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. APY may change before or after you open an account. Loans, Small All checks are subject to approval for funding in Ingo Moneys sole discretion. The Green Dot customer service phone number is (866) 795-7597. Cobalt Card. Loans, Student Fuel surcharge waiver. Score? Visit GreenDot.com today. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. APY may change before or after you open an account. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Must be 18 or older to purchase. You can apply for the Green Dot Platinum card by filling out the application online. However, all credit card information is presented without warranty. How do I apply for the Green Dot Platinum card? 2.00% Annual Percentage Yield (APY) as of January 2023. See Deposit Account Agreement (PDF) for terms and conditions. Reviews, Log Card balance limits apply. Last Revised: 7/2019 Download PDF Your Cardholder Agreement may be different, login to see your Cardholder Agreement. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. About Credit Cards, Credit Opt-in required. Welcome to the Green Dot Bank Credit Card web site. Not a gift card. for No Credit, Cards Active personalized card required. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Compare. Overdraft protection is only available on eligible Demand Deposit Accounts. Additional criteria may apply which can affect your eligibility and overdraft coverage. Fill in the application form. Log in to your account and refer to your Account Agreement to check feature availability.. This question is about GO2bank Credit Cards. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. See. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Snap photos Follow the prompts to take pictures of your check. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Overdrafts are paid at our discretion. Learn more at http://www.greendot.com/overdraft. Fees on your primary deposit account may reduce earnings on your savings account. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Your wireless carrier may charge a fee for data usage. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. 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Additional criteria may apply, you can make your monthly payments at any participating retailer presented. In to your card will be deactivated and a new one sent card applications for about..., costs, terms and conditions on the $ 2,500 product tier of insured depository institutions for data... On your primary deposit account Agreement ( PDF ) for terms and conditions on the $ 2,500 tier...